Payment methods

Most pre-paid, credit and gift cards from Visa, MasterCard, American Express, Discover, and JCB are accepted. Payment methods include Credit /Debit Cards, Digital Wallets and PayPal. We accept most major and secure methods of payment including:

• Visa

Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards.

• MasterCard

Mastercard Inc. is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O’Fallon, Missouri, a municipality of St. Charles County, Missouri.

• Maestro

Mastercard Maestro is a brand of debit cards and prepaid cards owned by Mastercard that was introduced in 1991.

• Amex

American Express Company is an American multinational corporation specialized in payment card services headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City. The company was founded in 1850 and is one of the 30 components of the Dow Jones Industrial Average.

• Discover

Discover is a credit card brand issued primarily in the United States. It was introduced by Sears in 1985. When launched, Discover did not charge an annual fee and offered a higher-than-normal credit limit, features that were disruptive to the existing credit card industry.

• JCB

JCB Co., Ltd., formerly Japan Credit Bureau, is a credit card company based in Tokyo, Japan. It is accepted at JCB merchants, and has strategic alliances with Discover Network merchants in the United States, Union Pay merchants in China, American Express merchants in Canada, and RuPay merchants in India.

• Google Pay

Google Pay is a digital wallet platform and online payment system developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or watches.

• Apple Pay

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web using Safari. It is supported on the iPhone, Apple Watch, iPad, and Mac. It is not available on any client device that is not made and sold by Apple.

• PayPal

PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as checks and money orders.

PayPal can be used to purchase items by Credit Card (Visa, MasterCard, Discover, and American Express), Debit Card, or E-check (i.e. using your regular Bank Account).

At the time of checkout flow, you can sign in to your PayPal account, you can create a new one (if you haven’t got one), or checkout as guest. You can use the PayPal as you want according to the on-screen instructions.

Usually, PayPal e-check will take 3-5 business days to be confirmed by PayPal. Payment is traceable. By using your PayPal account, you can trace the status of your payment. When you make payment for your order, you don’t need to use your credit card online (you can transfer directly from your bank account). When you use your credit card through PayPal, nobody will see your credit card number, which will minimize the risk of unauthorized use.

Wallet

Every customer has a wallet associated with their account which allows multiple payment methods to be stored and used for purchases.

International Payments

We accept orders from most anywhere in the world. All payments must be made in United States Dollars. Your credit card company converts your currency to USD at the time of purchase using the current currency exchange rate. We do not control the exchange rate, nor any foreign transaction fees your issuing bank may charge.

Payment Verification

Every payment goes through a rigorous verification process to detect potential fraud. We may require additional identification verification to process orders that do not meet our fraud prevention standards.

Resolving a Declined Payment

During the payment verification process payment gateways may decline your payment and ask you to resubmit your billing information and card details, so it matches what your credit card company has on file. In some situations we suggest you to use a different form of payment. At this point no transaction has been attempted on your credit card.

Once your payment has passed the verification process, we will attempt to charge your credit card. If the sale is declined, you may need to contact your credit card company, or bank to resolve the problem. The most common reasons for a declined payment are:

• Credit card company needs authorization prior to completing the transaction.
• You have reached the daily withdrawal or purchase limit.
• There are not enough funds in the account.
• Your credit limit has been exceeded.

Once you have determined the problem, try to buy again on Fanmerch Store site, or send us product details and resubmit your payment details so we can process your order.

Credit Card Security

We work diligently to protect your data and keep it confidential. To ensure the utmost security, our servers never store or transmit any credit card data. When you enter a credit card on our website, it is encrypted and sent directly from your browser to our payment processor to complete your checkout process securely. We partner with a large, well-respected payment processors which is fully PCI compliant. At no time does any employee of Fanmerch Store have access to your credit card, bank account and wallet details.

All of our payment methods are safer, easier way to send and receive money online. When you select any types of payments through any channels in our website as the payment method, you will be linked and redirected to the payment processors site, or to your bank page where you can make payment securely with additional 3DS.

After viewing your items on your shopping cart page, you can click and check out with PayPal, or with debit/credit cards, wallets. Then you will leave our site and enter to the payment processor website.